Finding the best retirement states is very important if you are thinking of living somewhere else.
Perhaps you are wanting to stretch your retirement income and you feel that relocating will help you accomplish this.
Maybe you have always dreamed about living on a tropical island and laying out on the beach every day?
Or maybe the thought of gazing at the Grand Tetons from your front porch has been your retirement dream.
These personal preferences will help you in finding the perfect retirement community to live happily ever after in.
Make A List
When my wife and I began planning our retirement, we made a list of what was of importance to us in a place.
We had moved around a lot during our working years, so we had a pretty good idea of what we wanted in our ideal retirement spot.
Having lived up north, we knew we didn’t want to be shoveling snow in our 80’s!
We had lived the last 20 years in a large metropolitan area and while we enjoyed many of the conveniences, we knew we wanted a smaller, quieter area with less traffic and a slower pace for our retirement town. However, we did want access to some of the amenities offered by a larger city.
So with our criteria list, we were able to narrow our search down even more and found the perfect area for us.
As retirement grows closer, more practical matters begin to effect our decisions on where we want to retire, such as the cost of taxes, cost of housing, and health care.
What Most Retirees Want
Below is a list of the top seven requirements that most retirees are looking for in a retirement place:
- Low crime rate
- Mild climate
- Affordable housing
- Attractive environment
- Close to cultural and educational activities
- Strong economic outlook
- Excellent health care
Top Retirement States
A large number of retirees picture the rest of their lives with lots of sun.
This is why the majority of the best retirement states are located in the Sunbelt.
Below is a list of the top retirement states.
- North Carolina
- South Carolina
- New Mexico
Taxes…you can’t avoid them!
In recent years, taxes are playing an important role in people’s decision on where to retire.
Lower tax costs are why Tennessee and Delaware keep moving up on the best retirement states list.
Back To Personal Preferences
Once you have decided on the best retirement state, you will then need to decide on possible cities or towns.
Again, make a list of your personal preferences.
Some examples are:
- What is important to you?
- What do you have to have in your life to be happy?
- Do you enjoy the changing seasons or do you want to play golf ten months out of the year?
- Do you prefer the attractions of a big city or do you prefer watching the sun set from your back porch?
Check It Out First
After narrowing your list down to two or three places, take your time before making that final move. Visit each place and try to really get to know the whole area.
Some ideas to do before permanently moving:
- Go during all four seasons, if possible. Weather can play an important part in whether you will be happy or not. Maybe moving from the north to the south, has always been your dream. But you may find that you really miss the changing seasons.
- Get to know the people in the area. Check out all the amenities. Think about renting a place first.
- Moving from a big city to a smaller city may seem like a good idea – less crime, noise and friendlier people. However, the quiet can be unnerving for some people.
Only by experiencing the every day life of a community will you be able to decide if this is the best retirement state for you.
Best Place To Retire in The World
Where is the best place to retire?
That place could be your present home, across the country, or even a foreign country.
For many of us, our work was a deciding factor in where we lived. But with retirement comes the freedom to choose where we will spend the rest of our lives.
Perhaps you have always dreamed of acting in an amateur theater or volunteering to help save the whales.
Or maybe you have dreamed about going back to school or following your family roots.
If so, these dreams can help you in deciding where to live after you retire.
To help narrow down your choices, ask yourself this question –
WHAT CAN I NOT LIVE WITHOUT?
A recent list of the factors many people consider to be important in choosing a retirement community are:
- Friends, relatives in area. You may not need to live right next door but within easy traveling distance.
- Low crime rate
- Active, clean, safe downtown
- Good hospitals nearby
- Low overall tax rate
- Mild climate
- Friendly, like minded neighbors
- Scenic beauty nearby
- Low cost of living
- Good recreational facilities
- Low housing cost
- Active social/cultural environment
- Nearby airport with commercial service
- Major city nearby
- No state income tax
- Continuing-care retirement communities available
- Full-or part-time employment opportunities
- College town with adult education available
While not all of these conditions may be important to you, many can help you narrow down what requirements are essential to your best place to retire.
Now that you have a list of what you are looking for in a retirement environment there should be a pattern beginning to emerge around your choices.
This list will help you recognize what matters to you in life and help to form a great foundation for you to build on while determining the best place to retire.
For some Americans the retirement of their dreams is in a foreign country.
For an American Style retirement overseas, check out these websites:
- Chiang Mai, Thailand – The Travel Industry’s Biggest Secret
One couple’s story of their experiences in this magical city, from tourists to retirement.
- Gozo-Malta – The magical Mediterranean Island of Peace and Quiet steeped in History and Folklore.